Default removal
Paid and unpaid defaults on Equifax, Experian and illion. We assess whether the listing was made in accordance with the Credit Reporting Code — including proper notice, correct amounts and correct dates.
Our services
Focused credit repair. No fluff.
We concentrate on the disputes we do best. Everything below is offered on a no win, no fee basis, and every enquiry starts with a free assessment.
Court judgements & writs
Civil judgements and enforcement records reviewed for procedural or compliance issues. Where a listing is inaccurate, out-of-date or unlawfully recorded, we lodge a formal dispute.
Late payments (RHI)
Repayment history information corrected where it has been misreported. Late payment markers can significantly impact your score — but they must be accurate.
Credit enquiries
Unauthorised, duplicate or excessive enquiries — including enquiries you didn't consent to — disputed and, where appropriate, removed.
Identity mix-ups & fraud
Listings on your file that belong to someone else, or that resulted from identity fraud, investigated and resolved with the relevant bureau.
Commercial listings (CreditorWatch)
For sole traders and small business owners, we assess and dispute inaccurate commercial listings reported through CreditorWatch.
Important to know
Credit repair is not a magic wand. Only listings that are inaccurate, incomplete, out-of-date or unlawfully listed can be disputed. Valid, correctly reported debts remain your responsibility — but we can often help with how they've been recorded.
We do not make guarantees about specific score changes. Outcomes depend on the facts of each case. If we don't succeed on a disputed listing, you don't pay for that listing — that is our no win, no fee promise.
Get started
A free, confidential assessment of your credit file.
We review your file, tell you what we can help with, and give you an honest plan — before you commit to anything.
Request Free Assessment
No obligation · 100% confidential